• Welcome

    My name is Kent and I’m glad you are here!
    My online information will help you navigate the mortgage application process and then pay your mortgage off as soon as possible!

Buy a Home

using our free step-by-step guides, checklists, calculators, and more.

Refinance to Save

Learn how to refinance and save money.  It’s easier than you think!

Pay Off Early

Shorten the life of your mortgage with these simple steps!

Am I Too Late?

If you already have a less than ideal mortgage, its not too late! You can change your situation with a little bit of careful planning and work. The pages and blog entries on this website will help you understand how to pay your mortgage off early or refinance away from it.

86,985,872

Number of U.S. Home Owners

592,000

Annual Sales of New Single-Family Houses

1,796

Awesome Ideas on this Website

Join Us

The power of community—by joining our online community you will receive our best and latest tips and information. Sent to you once or twice a month, these emails will help you stay focused as you prepare to buy a home or pay off your mortgage. You’re one step closer to completely owning your own home!

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